Not so long ago it was complicated and expensive to have credit card payment facilities online – a disincentive for small and home-based businesses. That has all changed, with services like PayPal and ClickBank.

At Virtual Assistant – THE Blog, Kathie has a helpful explanatory post about PayPal and how easy and useful a service that is. I’ve commented there on a particular benefit I’ve experienced, which is that when I can get clients in the US to pay me or my company through PayPal rather than by cheque (check), I do not have to pay the outrageous fees our Australian banks charge to process international cheques.

There is also a good and economical service we subscribed to long ago for transactions within Australia – StrataPay (there

is a one-off payment, currently AU$119, and transaction fees are $2.50

per transaction and an additional 1.65% for Credit Cards or 2.65% for

AMEX and Diners).

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