In the past – a long time in the past – I had the good fortune to work in situations where I actually got paid even while I was off sick. I was enough of a workaholic – fact, not particularly proud of it – that I was usually keen to get back to work as quickly as I could, but I did not have the financial worry about being ill that is usually part of being in business on your own.
Then some time after I’d had my own business I was put out of action for a couple of months and on about half strength for six months, through a medical mishap during a ‘routine procedure’. I had some good and loyal clients so my business did not collapse, but it certainly took a knock.
The fact is, for those of us who have a home based or other small business, being healthy and fit is basic. Health insurance is also a consideration. Although in the situation I experienced where I was put out of action, the insurance company used some fine print to weasel out of paying me the income substitution my premiums were supposed to cover – but that’s another story under the heading “caveat emptor”. I’m not knocking the value of insurance, but since that experience I’ve learned to take more responsibility for my own health as part of my insurance provision. And I’ll be at the gym tonight even though part of me would rather kick back with a beverage of my choice in hand.
On the new b5media business channel blog Small Business Boomers, entrepreneur Jim Norton has some good advice about health in his post Your Business Is All About You.